Overview

Saber Money’s On-Ramp architecture provides a robust and secure framework for fiat-to-crypto transactions, ensuring seamless integration, compliance, and scalability. It supports multiple fiat currencies, cryptocurrencies and chains.

Why Choose Saber On-Ramp?

1. Competitive Conversion Rates: Real-time exchange rates and transparent pricing ensure users get the best value for their fiat transactions.
2. Multi-Currency Support: Supports INR, GBP, and EUR for fiat transactions and popular cryptocurrencies like USDT, USDC, etc.
3. Seamless Integration Options: Offers flexible API for customization and an SDK with prebuilt UI widgets for quick, hassle-free implementation.
4. Secure and Reliable: Advanced encryption, fraud detection, and HMAC authentication ensure every transaction is safe and dependable.
5. Regulatory Compliance: Built-in KYC and AML processes ensure adherence to financial regulations, simplifying compliance and tax reporting.

Simple integration process

Integrating Saber onramp is quick and developer-friendly. There are two ways this can be done

1. Saber SDK: Through the web-hosted SDK, merchants can easily complete an onramp transaction that handles KYC. Get started SDK Quickstart
2. Saber API:Saber allows for finer-grained control of the experience and flow for merchants that prefer this approach. Get started API Quickstart

Architecture

Key Components

• API Layer:

  • Endpoints for user authentication, KYC verification, payment intent creation, and transaction status monitoring.
  • Enables full customization of the user experience.

• SDK Layer:

  • Prebuilt UI widgets for quick integration with minimal coding.
  • Handles KYC, payment flows, and real-time status tracking automatically.

• KYC & Compliance Module:

  • Manages regulatory checks, ensuring adherence to KYC and AML standards.

• Payment Gateway:

  • Supports UPI, IMPS, NEFT, RTGS, and international payment methods for fiat transactions.

• Conversion Engine:

  • Converts fiat to crypto using real-time exchange rates with competitive pricing.

• Wallet System:

  • Handles secure crypto transfers to pool wallets or external addresses.

• Security Layer:

  • Advanced encryption, HMAC authentication, and fraud prevention mechanisms secure each transaction stage.

Transaction Flow

• Transaction Initiation:

  • User starts the transaction via API or SDK, selecting fiat and crypto details.

• KYC Verification:

  • System checks user KYC status and prompts for additional details if required.

• Payment Creation:

  • Generates a payment intent and provides a secure URL for the user to complete the transaction.

• Fiat-to-Crypto Conversion:

  • Processes the fiat payment and converts it to the selected cryptocurrency.

• Fee Deduction:

  • Any applicable fees are calculated and deducted before the final payout.

• Crypto Delivery:

  • Deposits crypto into the user’s wallet or transfers it to an external address.

• Status Update:

  • The transaction status is updated throughout each step, allowing real-time tracking and confirmation.

Security Features

• Encryption: Secures data at rest and in transit.
• HMAC Authentication: Protects API endpoints from unauthorized access.
• Fraud Detection: Monitors and prevents suspicious activities.